Suspensory indebtedness: time, morality and power asymmetry in experiences of consumer debt

Davey, Ryan ORCID: https://orcid.org/0000-0003-4965-5924 2019. Suspensory indebtedness: time, morality and power asymmetry in experiences of consumer debt. Economy and Society 48 (4) , pp. 532-553. 10.1080/03085147.2019.1652985

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Abstract

The power asymmetries operating through debt include not only the domination of conduct and the extraction of wealth but also unequal struggles to define value. Long-term ethnographic fieldwork on a low-income housing estate in southern England revealed a ‘suspensory’ approach to debt, in which those who cannot afford to comply with their creditors’ debt repayment demands suspend both the temporal point at which debts will end through repayment or enforcement and the dominant morality of repayment through amoral humour about being a bad debtor. This shows that the form of power asymmetry that debtors experience, if any, hinges on their relation to both the morality and temporality of repayment.

Item Type:	Article
Date Type:	Published Online
Status:	Published
Schools:	Social Sciences (Includes Criminology and Education)
Publisher:	Taylor & Francis (Routledge): SSH Titles - no Open Select
ISSN:	0308-5147
Last Modified:	25 Oct 2022 08:44
URI:	https://orca.cardiff.ac.uk/id/eprint/135460

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