Economic Abuse, the bank, and the devil in the detail: One Savings Bank Plc v Catherine Waller-Edwards [2024] EWCA Civ 302

Rowan, Eleanor ORCID: https://orcid.org/0000-0002-3653-4632 2025. Economic Abuse, the bank, and the devil in the detail: One Savings Bank Plc v Catherine Waller-Edwards [2024] EWCA Civ 302. Legal Studies 45 (1) , pp. 149-154. 10.1017/lst.2025.1

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Abstract

In One Savings Bank plc v Catherine Waller-Edwards,1 the Court of Appeal considered – for the first time – whether banks are put on constructive notice to potential undue influence in joint benefit remortgage/suretyship hybrid transactions. At a time where there is an increasing awareness of economic abuse as a form of domestic abuse,2 this appeal offered an important opportunity to reassess banks’ responsibilities in assisting potential victim-survivors. Unfortunately, that opportunity was not seized. In this case comment, I set out the negative impacts the Court of Appeal judgment could have on victim-survivors of economic abuse going forward, and how these concerns could – since this case has now been given leave to appeal – be addressed by the Supreme Court.

Item Type:	Article
Date Type:	Publication
Status:	Published
Schools:	Schools > Cardiff Law & Politics
Publisher:	Cambridge University Press
ISSN:	0261-3875
Date of First Compliant Deposit:	12 May 2025
Date of Acceptance:	3 January 2025
Last Modified:	13 May 2025 12:17
URI:	https://orca.cardiff.ac.uk/id/eprint/178211

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