Do academic bank leaders reduce bank non-performing loans?

Chang, Xiao, Wang, Yang, Shu, Xia and Fifield, Suzanne 2025. Do academic bank leaders reduce bank non-performing loans? European Journal of Finance 31 (13) , pp. 1681-1711. 10.1080/1351847X.2025.2585964

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Abstract

This paper examines the impact of bank leaders with academic professorship on the level of bank non-performing loans. Using a hand-collected dataset of academic leaders in Chinese commercial banks from 2007 to 2020, the paper provides robust evidence that banks with professor leaders can effectively reduce the amount of non-performing loans. This negative relationship is more pronounced if the academic bank leaders are female, young, and have an overseas educational background. Overall, our findings call for the recruitment of more academic bank leaders as this may have the effect of lowering banks’ risk.

Item Type:	Article
Date Type:	Publication
Status:	Published
Schools:	Schools > Business (Including Economics)
Publisher:	Taylor and Francis Group
ISSN:	1351-847X
Date of First Compliant Deposit:	26 November 2025
Date of Acceptance:	13 October 2025
Last Modified:	26 Nov 2025 10:30
URI:	https://orca.cardiff.ac.uk/id/eprint/182658

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