Something will turn up? Financial over-optimism and mortgage arrears

Dawson, Chris and Henley, Andrew ORCID: https://orcid.org/0000-0003-4057-1679 2012. Something will turn up? Financial over-optimism and mortgage arrears. Economics Letters 117 (1) , pp. 49-52. 10.1016/j.econlet.2012.04.063

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Abstract

This paper investigates the association between unrealised financial expectations (over-optimism) and subsequent mortgage repayment difficulties, using British longitudinal data. Evidence is provided that an increased probability of mortgage payment difficulties post committal is associated with over-optimism prior to new mortgage advances.

Item Type:	Article
Date Type:	Publication
Status:	Published
Schools:	Business (Including Economics)
Publisher:	Elsevier
ISSN:	0165-1765
Last Modified:	01 Nov 2022 11:01
URI:	https://orca.cardiff.ac.uk/id/eprint/93590

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