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Cheng, Zhongming, Zhang, Bo, Huang, Xinhe and Chen, Yuhang 2022. Formalize the informal: market segmentation and integration in the formal and informal credit markets in Wenzhou. Economic Research-Ekonomska Istrazivanja 36 (1) , pp. 3440-3457. 10.1080/1331677X.2022.2108477
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